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We respect the privacy of every
individual who visits our website.
This privacy statement provides
notice of the standards and terms under which Credit Counselors
Corporationx protects the privacy of information supplied by visitors
to sites on the World Wide Web that are operated by Credit Counselors
Corporation. This privacy statement provides notice of our information
collection practices and of the ways in which your information may
be used. This policy may change from time to time, so please check
back periodically to review this information.What information does
Credit Counselors Corporationx collect and how is it used?
A. Personally-Identifiable
Information: Credit Counselors Corporation typically receives specific
data about its website visitors only when such information is provided
voluntarily, such as when our visitors request information, purchase
or enroll for services, provide resume information for employment
opportunities, or send us e-mail. Of course, some of these activities
require that you give us information, such as when you make a purchase,
use a credit card to pay for services, submit your resume, or request
certain types of information. When you provide personally-identifiable
information to Credit Counselors Corporation through one of our
websites, it will be used to fulfill your specific request. In most
cases, you will be given the opportunity to select whether you do,
or do not, want Credit Counselors Corporation to use this information
for additional purposes. You may also request that Credit Counselors
Corporation not use your information by sending an e-mail to privacy@Credit
Counselors Corporation.com, however, Credit Counselors Corporation
reserves the right, in its discretion, to send you bulletins and
other important information about your Credit Counselors Corporation
services. Absent any instructions from you, Credit Counselors Corporation
may use information you provide to inform you about additional services
and products offered by the Credit Counselors Corporation family
of companies, Credit Counselors Corporation authorized agents, and
other goods and services providers with whom Credit Counselors Corporation
has relationships and whose offerings might be of interest to you.
Credit Counselors Corporation will not, however, sell or trade your
personally-identifiable information unless we are authorized or
legally required to do so, or in the case of imminent physical harm
to the visitor or others. On those Credit Counselors Corporation
sites where you may provide Credit Counselors Corporation with credit
card or other ordering information via the web, Credit Counselors
Corporation protects and secures this information by employing commercially
customary web-based security and encryption protocols, examples
of which include Secure Socket Layer (SSL) and Secure Electronic
Transaction (SET). On those sites where you voluntarily offer any
feedback, data, answers, questions, comments, suggestions, ideas
or the like, Credit Counselors Corporation will treat that portion
of the information as non-confidential and non-proprietary and,
except as otherwise expressed in this privacy statement, Credit
Counselors Corporation assumes no obligation to protect such information
from disclosure.
B. Non Personally-Identifiable
(Generic) Information:In general, Credit Counselors Corporationx
gathers some generic information automatically. Generic information
does NOT reveal the identity of the visitor. It usually includes
information about the Internet address assigned to your computer,
the number and frequency of visitors, and the Credit Counselors
Corporation sites visited. Credit Counselors Corporation gathers
this information for the limited purpose of determining customer
service and website needs. We accomplish this by using certain technologies,
including "cookies" (a technology that can be used to
provide the visitor with tailored information about Credit Counselors
Corporation services). Credit Counselors Corporation does not combine
information collected in this way with any personally-identifiable
information. You can set your browser to notify you when you receive
a cookie and you can refuse it.
C. Your Credit Counselors Corporation-Hosted
Website, Bulletin Boards, Chat Rooms and Third-Party Sites: Information
that you disclose in a public space, including on any bulletin board,
chat room, or website Credit Counselors Corporation may host for
you as part of your Credit Counselors Corporation services, is available
to anyone else who visits that space. Credit Counselors Corporation
cannot safeguard any information you disclose in these locations.
Additionally, Credit Counselors Corporation websites contain links
to sites that belong to third parties unrelated to Credit Counselors
Corporation. Credit Counselors Corporation cannot protect any information
you may disclose in these sites and recommends that you review the
privacy policy statements of those sites you visit.
D. Exceptions and Limitations:
Notwithstanding the foregoing and in compliance with applicable
laws, Credit Counselors Corporation (i) cooperates fully with state,
local, and federal officials in any investigation relating to any
content (including personal or private electronic communications
transmitted to Credit Counselors Corporation) or purported unlawful
activities of any user of the Service, and (ii) takes reasonable
measures to protect its proprietary rights. For the limited purposes
of accomplishing such cooperation and measures and in compliance
with applicable laws, Credit Counselors Corporation may be required
to disclose personally identifiable information. In addition, Credit
Counselors Corporation may elect to monitor the areas of communication
of any kind (i) to satisfy any law, regulation, or government request;
(ii) if such disclosure is necessary or appropriate to operate Credit
Counselors Corporation; or (iii) to protect the rights or property
of Credit Counselors Corporation or others. Credit Counselors Corporation
does not sell or transfer your information (including , but not
limited to name, address information, and other information you
provided to Credit Counselors Corporation) to any third party.
Email
Credit Counselors Corporation
does not send unsolicited or "spam" e-mail. We use e-mail
addresses collected for a number of e-mail alerts and/or newsletters
updates which are used to communicate new information, special offers
and new products to our customers and vendors. Credit Counselors
Corporation does not sell or rent its e-mail lists to third parties.
It is against our policy to provide any customer information to
any third party without the customer's prior permission.
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